Better conditions

As soon as the bank thinks you’re rich: This is what you get

When does a bank consider you rich? First of all: it's less than you might think. Hard-core financial institutions do not allow themselves to be blinded by this assessment and generally divide their customers into three groups. Krone+ shows which these are, which banks Austrians trust the most and how you can negotiate better.

Have you already paid off or almost paid off your apartment or house? Then you are already considered rich, but the bank doesn't really care. That's obvious, because they can't make any more money from a paid-off property. The only thing that matters to the bank is the following:

How liquid are you and how much of it do you have at your disposal? The bank can only invest this amount and earn money with it. There are three groups for this - see below.